BUILD REMODEL OR EQUITY

Build your dream home with a new construction loan that can convert to a fixed or adjustable mortgage.

Our construction loan financing process is streamlined, so you can focus on floor plans, colors and other important details. We'll make sure draws and distributions go as planned and when the job is finished, we'll work with you on end construction financing too.

Interest only payments during construction
Flexible draws and distributions
Conversion to fixed or adjustable rate mortgage when construction is complete

Want to access to funds to remodel, pay off other bills or take a vacation? Tap into the equity in your home by borrowing up to 90% of its value!

HOME EQUITY LOANS

Let the established value of your home provide you with the financing you are looking for. Borrow from the equity in your home with a fixed-rate Home Equity Loan.

Fixed interest rate
Terms up to 10 years
Up to 90% of the home's value
Get the money up front and pay off the loan in a set time period

HOME EQUITY LINE OF CREDIT

If you are in need of some extra cash to improve your home, consolidate debt or pay tuition, look no further than your home's equity! A Home Equity Line of Credit is a form of revolving credit which allows you to use the value in your home to finance your next project or adventure.

Term is for 10 years
Credit advances can be obtained for 5 years (draw period), payments will be due monthly and the minimum payment is the amount of accrued interest plus 1.00% of the principal balance outstanding
After the draw period is over, the length of repayment is the remaining 5 years. During the repayment period, payments will be made monthly. If only the minimum payment is paid each month, a balance may remain at the end resulting in a balloon payment due at that time.
Loan up to 90% of the home's value. Draws must be a minimum of $500.
Security is recorded as a mortgage on the property